USERS AGREEMENT
Subjected to review

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                <p class="mb-0 font-600 color-highlight">BABS TELECOMMUNICATION  </p>
               
               <br> <h1><b>USERS AGREEMENT<br>Subjected to review </b></h1>
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            1.<b>ACCEPTANCE OF TERMS</b><br>
            BABS TELECOMMUNICATION  provides a collection of online resources, including but not limited to data bundle internet/mobile browsing, airtime/recharge cards, result checker, cable subscription, bills payment, online registration, CAC business registration, (referred to hereafter as "the Service") subject to the following <b>Terms of Use</b> ("TOU"). By using the Service in any way, you are agreeing to comply with the TOU. In addition, when using particular BABS TELECOMMUNICATION  services, you agree to abide by any applicable posted 
            guidelines for all BABS TELECOMMUNICATION  services, which may change from time to time.  
            
            Should you object to any term or condition of the TOU, any guidelines,
            or any subsequent modifications there to or become dissatisfied with BABS TELECOMMUNICATION  
            
            in any way, your only recourse is to immediately discontinue use of BABS TELECOMMUNICATION .  
            
            BABS TELECOMMUNICATION  has the right, but is not obligated, to strictly enforce the TOU 
            
            through self-help, community moderation, active investigation, litigation and 
            
            prosecution.</li>
            <li>
            2. <b>MODIFICATIONS TO THIS AGREEMENT</b><br>
            We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.  Such modifications shall become 
            effective immediately upon the posting thereof. You must review this agreement on a regular basis to keep yourself apprised of any changes.</li>
            <li>
            3. <b>CONDUCT YOU AGREE NOT  TO:</b><br>
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            <li>1) create multiple account or violate any prohibition/restriction/limit placed on accounts on our website as this will lead to termination of your account and you will forfeit all funds in your account;
            </li>
               <li> 2) contact anyone who has asked not to be contacted, or make unsolicited contact with anyone for any commercial purpose;  
               </li>
                <li>3) "Stalk" or otherwise harass anyone;
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                  <li>  4) collect personal data about other users for commercial or unlawful purposes;  
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                   <li> 5) Use automated means, including spiders, robots, crawlers, data mining tools, or the like to download data from the Service - unless expressly permitted by BABS TELECOMMUNICATION ;
                   </li>
                   <!--<li> 6) Post non-local or otherwise irrelevant Content, repeatedly post the same or similar Content or otherwise impose an unreasonable or is proportionately large load on our infrastructure;            
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                   <li> 7) Post the same item or service in more than one classified category or forum, or in more than one metropolitan area;
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                  <li>  6) attempt to gain unauthorized access to BABS TELECOMMUNICATION  computer systems or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the BABS TELECOMMUNICATION  website; or
                  </li>
                   <!--<li> 9) Use any form of automated device or computer program that enables the Submission of postings on BABS TELECOMMUNICATION  without each posting being manually entered by the author thereof (an "automated posting device"), including without limitation, the use of any such automated posting device to submit postings in bulk, or for automatic submission of postings at regular intervals.
                   </li>
                   <li> 10) Use any form of automated device or computer program ("flagging tool") that enables the use of BABS TELECOMMUNICATION  "flagging system" or other community moderation systems without each flag being manually entered by the person that initiates the flag (an "automated flagging device"), or use the flagging tool to remove posts of competitors, or to remove posts without a good faith belief that the post being flagged violates these TOU;
            Additionally, you agree not to post, email, or otherwise make available Content:
                   </li>
            <li>11) that is unlawful, harmful, threatening, abusive, harassing, defamatory, libelous, invasive of another privacy, or is harmful to minors in any way;
            </li>
                <li>12) that is pornographic or depicts a human being engaged in actual sexual conduct 
            including but not limited to (i) sexual intercourse, including, oral-genital, anal-genital, or oral-anal, whether between persons of the same or opposite sex, or (ii) bestiality, or (iii) masturbation, or (iv) sadistic or masochistic abuse, or (v) lascivious exhibition of the genitals or pubic area of any person;
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            <li>13) That harasses, degrades, intimidates or is hateful toward an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
            </li>
                <li>14) That violates the Fair Housing Act by stating, in any notice or ad for the sale or rental of any dwelling, a discriminatory preference based on race, color, national origin, religion, sex, familiar status or handicap (or violates any state or local law prohibiting discrimination on the basis of these or other characteristics);
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                  <li>  15) That violates federal, state, or local equal employment opportunity laws, including but not limited to, stating in any advertisement for employment a preference or requirement based on race, color, religion, sex, national origin, age, or disability.
                  </li>
                   <li> 16) With respect to employers that employ four or more employees, that violates the anti-discrimination provision of the Immigration anNationality Act, including requiring Nigeria citizenship or lawful permanent residency (green card status) as a condition for employment unless otherwise required in order to comply with law, regulation, executive order, or federal, state, or local government contract.
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                   <li> 17) That impersonates any person or entity, including, but not limited to, a BABS TELECOMMUNICATION  employee, or falsely states or otherwise misrepresents your affiliation with a person or entity (this provision does not apply to Content that constitutes lawful non-deceptive parody of public figures.);
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                   <li> 18) That includes personal or identifying information about another person without that person explicit consent;
                   </li>
                   <li> 19) that is false, deceptive, misleading, deceitful, mis-informative, or constitutes "bait and switch";
                   </li>
                   <li> 20) that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party, or Content that you do not have a right to make available under any law or under contractual or fiduciary relationships;
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                   <li> 21) That constitutes or contains  "affiliate marketing," "link referral code," "junk mail," "spam," "chain letters," "pyramid schemes," or unsolicited commercial advertisement;
                   </li>
                    <li> 22) That constitutes or contains any form of advertising or solicitation if: posted in areas of the BABS TELECOMMUNICATION  sites which are not designated for such
            purposes; or emailed to BABS TELECOMMUNICATION  users who have not indicated in writing that it is ok to contact them about other services, products or commercial interests.
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            <li>23) That includes links to commercial services or web sites, except as allowed in "services";
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                <li> 24) That advertises any illegal service or the sale of any items the sale of which is prohibited or restricted by any applicable law, including without limitation items the sale of which is prohibited
                </li>
                    <li>25) That contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
            </li><li>26) that disrupts the normal flow of dialogue with an excessive amount of Content (flooding attack) to the Service, or that otherwise negatively affects other users ability to use the Service; or
            </li><li>27) that employs misleading email addresses, or forged headers or otherwise manipulated identifiers in order to disguise the origin of Content transmitted through the Service.</li>-->
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            <li>
            4. <b>REFUND POLICY</b><br>
            <ul>
<li>1. Due to the nature of our business, all payments are non-refundable.</li>
<li>2. Since we are not a financial institution, we do not offer any cash withdrawals.</li>
<li>3. In the event of an erroneous fund.</li>
<li>i. The customer must contact our customer service team to request a refund</li>
<li>ii. Refund will only be made to source account i.e account you make the payment from</li>
<li>iii. All necessary charges will be deduct from the fund before refund.</li>
<li>iv. After proper investigation, refund will be made within 24hours</li></ul>
            </li>
            <li>
            5. <b>NO SPAM POLICY</b><br>
            You understand and agree that sending unsolicited email advertisements to BABS TELECOMMUNICATION email addresses or through BABS TELECOMMUNICATION  computer systems, which is expressly prohibited by these Terms, will use or cause to be used servers
            located in California.  Any unauthorized use of BABS TELECOMMUNICATION computer systems is a violation of these Terms and certain federal and state laws.  Such violations may subject the sender and his or her agents to civil and criminal penalties.</li></ul>
            <li>
            6. <b>INFORMATION WE COLLECT</b></br>
            <ul>
<li>The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.
</li>
<li>
If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.
</li>
<li>
When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.
</li>
<li>
7. <b>HOW WE USE YOUR INFORMATION</b></br>
We use the information we collect in various ways, including to:
<ul>
<li>
Provide, operate, and maintain our website</li><li>
Improve, personalize, and expand our website</li><li>
Understand and analyze how you use our website</li><li>
Develop new products, services, features, and functionality</li><li>
Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes</li><li>
Send you emails</li><li>
Find and prevent fraud</li></ul>
            </li>
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